Being a first home buyer can be exciting, yet challenging. At eChoice our lending experts have been helping Australians achieve their dream of home ownership.

At eChoice we can help you with all aspects of the home loan process including establishing how much you can afford to borrow with our home loan calculators, how to take advantage of the Government’s $7,000 First Home Owners Grant, what type of home loan is right for you, as well as determine what fees are involved including stamp duty, legal fees, building and pest inspections, property valuation and lender’s mortgage insurance.

While the process can be daunting our fully accredited and licensed mortgage professionals will help you every step of the way.

We will complete a no obligation and FREE financial health check, and compare over 25 home loan lenders and hundreds of products to match the right loan to your financial needs. Apart from choosing the right first home buyer loan for you, eChoice will connect you with the right tools.

These are just some of our free services:

• Finding and applying for a home loan
• A personal home loan consultant that will guide you through the whole process
• Access to other eChoice products and services, such as life and mortgage protection insurance
• Mortgage calculator and other tools
• Hot property offers
• Latest property market reports

So take the next step, simply fill out the form to speak to an eChoice mortgage expert and let us help you find the right first home buyer loan.

First Home Owners Grant

The first home owners grant is administered and funded by the New South Wales Government aiming to help as many young people as possible buy their first home.
You are eligible for the first home owners grant if:

• You are at least 18.
• You or other applicants are not a company or trust.
• At least one of the applicants is a Permanent Australian resident.
• Must occupy the residence for 6 months beginning in the first 12 months of settlement.

Changes in the first home owner grant cap
From the 1st of January 2011 the cap increased from a property value of $750,000 to $835,000.